Retirement Planning & Accounting
Your retirement picture, mapped with precision
We build retirement plans around the numbers you actually have — not the averages from a brochure. Clear projections, realistic options, steady guidance.
Start a conversationWhat we deliver
Clarity about what retirement actually costs — and what it can look like
Most people reach retirement planning with incomplete information — partial estimates, optimistic assumptions, and no real sense of sequencing. Assessly brings together the accounting discipline and planning depth that turns scattered financial data into a coherent picture. We work through the specifics so you can make decisions with confidence, not guesswork.
Grounded in your actual numbers
We model your specific savings, income sources, and spending patterns — not an average household's. Every analysis starts with what's real for you.
Written deliverables you keep
Every engagement produces a written report with visual projections, comparison matrices, or multi-year strategies — something concrete you can return to.
A focused consultation, not a sales call
Our conversations are about your situation and your options. We take the time to walk through findings and answer questions in plain language.
Why this approach
Built around where you are, not where a model assumes you should be
Scenario modeling across multiple futures
We don't build a single projected path — we test your plan across varied retirement ages, spending levels, and market conditions so you can see the range of possibilities.
Tax efficiency woven through the plan
Withdrawal sequencing, account type coordination, and capital gains management are considered from the start — not added as an afterthought when it may be harder to adjust.
Benefit coordination across all sources
Pension, defined contribution accounts, and government programs often interact in ways people don't anticipate. We map those interactions and recommend a sequencing strategy.
Annual strategy updates as circumstances shift
Tax regulations change. Life changes. Our ongoing service engagements build in annual reviews so your strategy reflects current reality rather than a plan made years ago.
The process
How we work through this together
Initial conversation
We discuss your timeline, income sources, current savings position, and what you're most uncertain about.
Data gathering
You share account statements, benefit estimates, and relevant tax documents. We ask specific questions to fill any gaps.
Analysis & modeling
We model your projections, run scenarios, and prepare a written report with findings and visual representations.
Consultation & review
We walk through the report together, answer your questions, and discuss the options and their tradeoffs clearly.
Perspective
What the data tells us about retirement planning gaps
68%
of pre-retirees have not modeled income replacement needs across different spending scenarios, according to industry surveys from early 2026.
$47k
estimated average lifetime tax savings when retirement account withdrawals are sequenced strategically across a 20-year horizon.
3 in 5
people with multiple benefit sources leave value unrealized due to suboptimal timing and coordination of pension and government program claims.
Our services
Three ways we can work together
Each service is designed around a specific stage or challenge in the retirement planning process. They can be used individually or in sequence as your situation develops.
From $1,500 USD
Retirement Readiness Assessment
A thorough evaluation of your savings, projected income sources, and anticipated expenses — modeled under varied scenarios with a written report and consultation.
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From $2,000 USD
Pension & Benefit Optimization
Analysis of your available retirement benefits — pension, defined contribution accounts, government programs — with a recommended sequencing plan.
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From $1,800 USD / year
Retirement Income Tax Strategy
Advisory on distribution timing, capital gains management, and benefit threshold coordination — developed into a multi-year withdrawal strategy with annual updates.
Learn moreReady to see your retirement picture clearly?
We start with a conversation about where you are and what you're working toward. No pressure, no assumptions — just an honest look at your situation.
Get in touchContact
Start a conversation with us
Tell us a little about your situation and we'll follow up within two business days to explore whether and how we can help.
Company Information